Yieldcoinsat the local rate.
Short-term local government debt, tokenized per currency and paying the local rate. Yield accrues continuously, 24/7/365.
Earn up to36% APY.1
Each yieldcoin pays its currency's local rate, accruing continuously.
Past carry in each currency, not eRT product performance. US-dollar returns are unhedged.2
Spend in local currency stablecoins andearn continuously through yieldcoins.
High government yield, compounded continuously
Paid from the taxing power of governments and real economic activity.
Accessible from anywhere
Local currencies and government yield without a bank account or broker in each country.
Open 24/7/365, settled instantly
Payments and conversions settle instantly, without waiting on correspondent banks or intermediaries.4
Freely transferable and composable
Transferable between wallets and usable in any venue, lending market or protocol.
Yield wherever money sits.
Savings, treasury, collateral and payments, each earning the local rate.
Onchain savings
Idle balances earn the local rate.
Cash management
Treasury yield, instant redemption.
DeFi
Collateral across leading protocols.
Crypto capital markets
Built into exchanges and wallets.
Borrowing and lending
Collateral that keeps earning.
Merchant settlement
Merchants settled instantly.
Global access
Local yield, reachable from anywhere.
Cross-border payments
Instant transfers that keep earning.
Continuous, reliable yield.
Each yieldcoin is backed by its own government's debt.
Backed 1:1
Fully reserved in short-dated local government debt.
Settled instantly
Minted, redeemed and transferred instantly, 24/7/365.
Transparent reserves
Reserves verifiable onchain and attested by independent third parties.
Bankruptcy remote
Reserves held separately from the issuer.
Yield that works for everyone.
Use cases
Earn continuous yield on treasury cash in local-currency accounts.
Pay suppliers 24/7/365, settled instantly.
International businesses
Earn continuous yield on treasury cash in local-currency accounts.
Pay suppliers 24/7/365, settled instantly.
Funds
Run global macro strategies: emerging-market carry, swaps and interest-rate positions.
Hedge local-currency rates 24/7/365, straight from dollars.
Fintechs
Offer clients local-currency accounts and continuous yield on treasury.
Power cards and payouts 24/7/365 through one API.
Exchanges
Offer clients earn products with real-world yield, independent of crypto cycles.
Settle local-currency deposits and withdrawals 24/7/365.
ETF issuers
Democratize access to emerging-market debt via a sovereign debt ETF.
Mint and redeem instantly, 24/7/365.
Other products.
USDGet in touch.
Questions, partnerships and early access.